Seguros Dentales – Factores que considerar antes de comprar un Seguro Dental

Byadmin

Seguros Dentales – Factores que considerar antes de comprar un Seguro Dental

Las personas que buscan seguros dentales lo primero que comparan es el costo. En este articulo le explicaremos que otros factores se deben considerar antes que obtenga un plan de seguro dental. Conosca sus opciones 1 888 859 5654svm seguros dentales ppo

¿Con cuantos dentista cuenta la red de proveedores de la aseguranza dental? ¿Puedo libremente visitar cualquier Odontólogo?

Debes saber que dependiendo de el tipo de seguros dentales escogido usted contara con una red de proveedores, con estos planes de seguro de salud dental usted solo puede visitar ciertos dentistas.

Otros tipos de coberturas dentales le ofrecen a usted la posibilidad de escoger sus propios doctores y clinicas dentales para sus servicios. Si cuenta con un odontólogo que no se encuentra dentro del seguro que va a escoger, puede valer la pena obtener mas informacion de otros planes dentales en el mercado que le den la oportunidad de mantener a su dentista.

¿Que procedimientos  cubren los seguros dentales ?

Los servicios ofrecidos por los planes dentales se dividen en porcientos de coberturas, servicios y maximo de cobertura anual

Seguros Dentales – Servicios Preventivos

– Normalmente los cuidados preventivos son cubiertos 100% en las polizas, incluyendo los diagnosticos, rayos X y dos limpiezas bucales anuales

Seguros Dentales – Servicios Básicos

– En los beneficios basicos usted recibe los empastes o fillings, anestesia, ajuste y reparacion de dentaduras.

Seguros Dentales – Servicios Mayores

Incluye, tratamientos de conductos, coronas,periodoncia, orthodoncia, endodoncia.

Los maximos de coberturas anuales dependen de la compañia que ofrece los servicios y los mismos oscilan entre $ 1000 y $3000 anuales. El mas popular de las coberturas es $ 1500 anuales. Muchos de los costos de los servicios son generalmente compartidos al menos 50-50 con el asegurado, hasta la cantidad máxima anual contratada, dependiendo de la póliza. Si está buscando un seguro dental barato, recibiras menos beneficios de cobertura.

 

 

Regresar a la pagina oficial SVM Seguros PPO

 

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